Declutter your net bank account

Ravi Ranjan Goswami
2 min readMay 15, 2023

Timely removal of unnecessary things and garbage from our domains in real time or cyber space is very necessary. We do not remove many things thinking that they will be useful in future. Sometimes this is possible, but will it be worth using if kept for a long time?

It is difficult to find a particular item from a clutter. If you have a lot of new and old pens kept in one place in which some good and many bad pens are there, then it will take more time to find the good pen among them.

Bringing in new items without removing the junk can create problems. For example space is limited in the house. No matter how big a house is, its capacity is not unlimited. After a point, bringing in new furniture without removing the old one will reduce your walking space.

A recent experience of mine says that decluttering is required in all fields of our lives.

I prefer to make money transactions through net banking from my account

I had added a large number of beneficiaries to my bank account. Which ever was included once was not removed. Many of them were also such that with which no exchange had been made for years and probably they were not going to be needed again. Also, you can include them again if needed. But I left them as they were.

Last month I had to pay the remaining amount of 60000/- to the builder for my new apartment.

I mistakenly transferred this amount from my bank account into another institution’s account. If that had been a personal account of a good person, the money could have been returned quickly. It took me ten days to recover the money from this organization because of its certain protocol.

Now, I have removed all those people, with whom the regular exchange is not required, from the list of beneficiaries.

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Ravi Ranjan Goswami

An IRS officer and a poet and writer, who prefers to write poems in Hindi and other articles in Hindi and English. He is from Jhansi, and lives in Cochin India.